Dental Insurance Facts

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The cost of your treatment will vary, depending on your individual needs and treatment plan. We will discuss the cost of your treatment and each of your available payment options with you before you begin, so you can make the best choice for yourself.

Your smile is yours forever, and we want to make it as easy as possible for you to receive the best dental care when you need it. We are committed to providing you with the highest quality of care. Our fees are a reflection of the quality of care we provide. We continue our commitment by offering a variety of financial options to enable you to receive the dental care you need. 

Della Croce Dental Care is not a participating provider with any insurance networks. However, as a courtesy to our patients with dental insurance benefits, we will submit your claim and provide any necessary information to assist you in receiving your dental benefits. We do accept assignment of insurance benefits as a form of payment to help reduce your immediate out-of-pocket expense for those policies that offer this. Any part of the bill that is not covered by your dental plan is your responsibility.

Please contact your insurance carrier prior to your visit to obtain essential information that will accurately reflect your coverage and benefits. Providing us with this information will expedite the processing of claims. If you have a direct reimbursement policy, payment in full is expected on the day of service and your dental plan will reimburse you.

Please let us know if you have any questions about your insurance coverage or payment plans.

FACTS YOU SHOULD KNOW ABOUT DENTAL INSURANCE

Dental Insurance has played a role in helping people obtain better care.  Since we strongly feel that our patients deserve the best possible treatment we can provide, and in an effort to maintain the highest quality of care, we would like to share some facts about dental insurance with you.

Fact #1                

Dental insurance companies do not intend for their plans to cover all expenses. Their plans serve only as an aid toward acquiring better care.

Fact #2               

Many dental plans tell their insureds that they will be covered “up to 80% or up to 100%”. In spite of what you are told, most dentists find that the majority of plans cover about 30% to 40% of an average fee.  Some plans pay more – some pay less.  The amount your plan pays is determined by how much you or your employer paid for the plan.  The less that is paid for the insurance, the less you benefit.               

Fact #3                

Many dental services are covered a specific number of times in a calendar year (for example, recall appointment may be covered only once every six months.)

Fact #4                

Some insurance companies tell their clients that “fees are above the usual and customary fees” rather than saying to them that “our benefits are too low.”  In our office we do not view our patients as “usual and customary,” but as quality people who expect quality dentistry.  Remember, your insurance benefit is limited by what you or your employer pays for that plan less the profits of the insurance company.

Please do not hesitate to ask any questions about our office policies.  We want you to be comfortable in dealing with these matters and we urge you to consult us if you have any questions regarding our service and /or fees.  We will fill out and file insurance forms at no charge.  We will do all we can to assure you of maximum benefits but bear in mind that the insurance company is responsible to you and you are responsible to us for you account.  We cannot render service on the assumption that the charges will be paid by the insurance company.

If you have any questions regarding your insurance, we ask that you contact your employer or insurance carrier regarding the specifics and details of the plan it is conducting on your behalf.

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